TERMS OF SERVICE PROTOCOL (TOS)

Welcome to **LootBuddy**. By accessing or utilizing the resources within our platform, you acknowledge and consent to be governed by the following operational **Terms & Conditions**.

1. ACCESS & JURISDICTION

Users must be at least **18 standard years** of age or operate under the direct, documented consent of a legal parent or guardian. All platform usage must adhere strictly to local, national, and international lawful standards.

2. USER ACCOUNT MANAGEMENT

3. MARKETPLACE CONDUCT

4. FINANCIAL & REFUND POLICIES

All currency exchanges are facilitated via **encrypted third-party payment gateways**. Refunds are issued based on our dedicated refund policy document and are processed following an internal audit on a case-by-case basis.

5. PROHIBITED SYSTEM ACTIVITIES

6. ACCOUNT TERMINATION PROTOCOL

LootBuddy retains the absolute right to **suspend or permanently terminate** any user account that is found to be in violation of these Terms & Conditions, with termination possible without prior notification.

7. LIABILITY LIMITATION

LootBuddy explicitly **limits its liability** and shall not be held accountable for any direct or indirect damages arising from platform misuse, unauthorized third-party activity, or reliance on external services.

8. PROTOCOL AMENDMENTS

These Terms & Conditions are subject to **periodic updates** and modifications. All revisions will be documented on this page, and your continued utilization of our services signifies your acceptance of the updated protocol.

9. SUPPORT CHANNEL INQUIRY

For any urgent inquiries regarding this document, please establish contact:

Email Support: support@lootbuddy.in